Credit Bureau Association of Nigeria | About CBAN
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Who We Are

Credit Bureau of Nigeria (CBAN) is an incorporated not-for-profit and non-governmental business management organization formed to promote a credit reporting culture towards the expansion of Nigeria’s economy through its values.


Members of the association are the licensed private credit bureaus, particularly, these are:


  • XDS Credit Bureau
  • CRC Credit Bureau Limited
  • CR Services Credit Bureau

Mission of CBAN

CBAN seeks to promote the use of credit information, access to finance and the success of members and stakeholders through advocacy and capacity building.  CBAN ensures the utilization of data in accordance with international best practices and relevant legislation.

Vision of CBAN

Credit Information for Wealth Creation

Why CBAN was Formed

The organization’s mandate is to create a platform to protect the interests of credit bureaus, articulate and promote policies and regulations favourable to the lending industry in particular and the financial and banking industry in general while proactively monitoring developments relating to the promulgation of laws and issuance of regulations that have bearing on the credit bureau industry.